We helped design and implement the Credit Review function, embedding oversight across the first and second lines of defense. Central to the effort was deploying a technology platform to track credit decisions, monitor portfolio quality, and provide transparent reporting. Governance structures and review processes were streamlined to ensure alignment with regulatory expectations.

The enterprise gained a technology-enabled Credit Review capability that strengthened governance and delivered real-time visibility into credit risk. With improved data, reporting, and oversight, the bank met OCC/FDIC requirements, reduced regulatory exposure, and positioned itself for scalable growth under tighter supervision.